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James Wong Homes

Planning a move

New Launch Timeline

Put dates on a new launch purchase: the deadlines of the first 8 weeks, an estimated date for each construction stage, the payment due at each and a check of the loan against your income.

Your figures

The main figures
Loan
How the purchase is financed

The loan limit depends on home loans still outstanding, not on how many homes you own.

For joint borrowers, the income-weighted average age.

Leave blank for the longest period allowed.

Leave blank to use the highest loan the rules allow.

Starts at 4%, the rate banks must use to assess a new home loan. Change it to the rate of the loan you are considering.

Buyers
Who is buying

Nationals of the United States, and nationals and permanent residents of Iceland, Liechtenstein, Norway and Switzerland, are treated as Singapore citizens for this duty.

Count every residential property, in Singapore only, including part shares.

Income check

Enter it to check the loan against the 55% limit on all debts.

Costs
Estimated months to reach each stage

Months after the stage before it. These are estimates: the developer's notices decide the real dates.

Your figures stay on this page. They are not saved or sent anywhere.

Result

A little more is needed

Still needed: Purchase price.

What this calculator leaves out

  • Construction dates are estimates until the developer's notices arrive.
  • The bank's own assessment of income and debts.
  • It works from the figures you enter. It is not a bank's approval, a valuation or advice.

Calculator CL-02

Want the figures looked over?

James can go through your figures with you and point out what a calculator cannot see: timing, eligibility and the order in which to do things. Nothing you typed here is sent with your enquiry; bring the figures or a printout.

Discuss your property plan

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