Guide
Sell your HDB flat first, or buy the next home first?
Sell first: for ABSD, your flat counts as sold once the Option to Purchase for its sale has been exercised, so you can commit to the next home before the sale completes.
Sell with a plan.
Know the numbers first.
What similar homes sold for, what the sale leaves you after the loan and CPF, and which dates you can agree to, before the home goes on the market.
The thinking behind the sale.
Position the home
Look at the home as a buyer will, and lead with what makes it right for the buyer it suits.
In practice: Westcove CondoReach the right buyers
Present the home to the buyers who value what it has, including what others see as a drawback.
In practice: Normanton ParkCoordinate the next move
Time the sale around where you are going next, and agree the dates before the option is signed.
In practice: 180C Boon Lay Drive
Completed transactions · Case studies
Case studies
Westcove Condo
Selling a larger older layout on usable space
Normanton Park
Selling a 3-bedroom on what it offers
What are you planning after the sale?
Preparing your sale
What to settle before your home goes on the market.
- 01Know what similar homes sold forThe recorded sales around your home, before you fix an asking price.Your Home Report
- 02Work out what the sale leaves youThe loan to repay, the CPF returned with accrued interest, and the costs of selling.HDB Sale Proceeds
- 03Decide the order of the sale and the next purchaseWhich comes first, and where you live in between.The Sell & Buy route
- 04Agree the dates before the optionCompletion, any extension of stay and the buyers' own timing, settled in advance.Completion or extension of stay
Your Home Report
Start with where your home stands.
Recent recorded sales, comparisons and the area around your home, in an eight-page PDF.
Request My Home Report
Guides for sellers
Guide
CPF accrued interest when you sell your HDB flat
The refund is the CPF principal you withdrew plus accrued interest.
Guide
Resale completion or extension of stay: when do you actually have to move out of your HDB flat?
Resale completion is when ownership passes and you must move out.
James is your contact. The team works with him.
James works with the team at Property Elites Clique, which he co-founded with Christopher Low. To talk to James, use Let’s Talk.
Talk to James
Thinking of selling?
Tell James about your home, your timing and where you plan to go next. He will tell you how he would approach the sale.
Prefer to call? +65 9696 9567
I usually reply within one working day.
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