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James Wong Homes

Private homes

Private Resale Purchase

See what a resale private home takes to buy: the loan the rules allow, the part that must be cash, the part that can be cash or CPF, stamp duties and the order in which each is paid.

Your figures

The main figures

The loan is worked on the lower of price and valuation.

Loan
How the purchase is financed

The loan limit depends on home loans still outstanding, not on how many homes you own.

For joint borrowers, the income-weighted average age.

Leave blank for the longest period allowed.

Leave blank to use the highest loan the rules allow.

Starts at 4%, the rate banks must use to assess a new home loan. Change it to the rate of the loan you are considering.

Buyers
Who is buying

Nationals of the United States, and nationals and permanent residents of Iceland, Liechtenstein, Norway and Switzerland, are treated as Singapore citizens for this duty.

Count every residential property, in Singapore only, including part shares.

Costs
Deposit
Dates

Adds estimated dates to the steps.

Your figures stay on this page. They are not saved or sent anywhere.

Result

A little more is needed

Still needed: Purchase price.

What this calculator leaves out

  • Whether you can service the loan is a separate check: use the Loan Assessment calculator.
  • Stamp duty reliefs other than the married-couple remission are not worked in.
  • Mortgage insurance, fire insurance, renovation and moving costs are not included.
  • It works from the figures you enter. It is not a bank's approval, a valuation or advice.

Calculator PR-02

Want the figures looked over?

James can go through your figures with you and point out what a calculator cannot see: timing, eligibility and the order in which to do things. Nothing you typed here is sent with your enquiry; bring the figures or a printout.

Discuss your property plan

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